ACH PAYMENTS FOR CANNABIS BUSINESSES
PayRio ACH is a cannabis payment solution for dispensaries, delivery services, eCommerce businesses, and B2B operators. Accept exact-amount bank payments through QR codes, payment links, and online checkout while adding another reliable payment rail to your business.
One ACH Solution, Multiple Ways to Get Paid
PayRio ACH is designed around the different ways cannabis businesses sell, deliver, and collect payments. Use it in-store, online, on the road, or between businesses.
Cannabis Dispensaries
Give customers a digital bank-payment option at checkout without requiring a dedicated payment terminal. Customers can scan a QR code or open a payment link and authorize the exact purchase amount.
IN-STORECannabis Delivery
Collect payment before a driver is dispatched, helping delivery operators confirm payment earlier and reduce the amount of cash handled throughout the delivery process.
DELIVERYCannabis eCommerce
Add ACH as a bank-payment option for compatible online ordering environments, giving customers another way to complete purchases without relying on a traditional card payment.
ONLINECannabis B2B
Send payment links to brands, farms, retailers, and other business partners to make remote collections easier and reduce dependence on checks, cash, and manual payment coordination.
B2BA Simple Bank-Payment Experience
PayRio ACH gives customers a straightforward way to connect a bank account, authorize a payment, and complete a purchase digitally.
Customer Starts the Payment
The customer scans a QR code, opens a payment link, or selects the available ACH payment option during an online checkout.
Connect a Bank Account
The customer securely connects their preferred bank account through the payment experience. Returning customers can use their connected account for future purchases where supported.
Review the Exact Purchase Amount
The customer reviews and authorizes the actual transaction total. There is no need to round the transaction to the nearest $5 or administer cash change back.
Payment Is Confirmed
Once the payment is completed, the merchant can track transaction activity through the PayRio ACH management environment.
Meet Customers Wherever the Purchase Happens
PayRio ACH can support multiple payment experiences, helping cannabis operators use the same payment rail across more of their business.
QR Code Payments
Present a QR code at checkout so customers can launch the payment experience from their own mobile device without a traditional card terminal.
Payment Links
Send a payment request directly to a customer through a shareable link. Paylinks can help support remote orders, collections, delivery, and other payment scenarios.
Online Checkout
Add ACH payments to compatible eCommerce environments and give online customers a bank-payment option alongside the other methods available to your business.
Pre-Dispatch Payment
Delivery operators can collect and confirm payment before sending a driver, helping reduce payment uncertainty and cash handling on the road.
ACH Payments Designed Around Cannabis Operations
PayRio ACH can help merchants reduce cash dependence, improve payment flexibility, and build more redundancy into the way they get paid.
Reduce Cash Handling
Move more transactions into a digital bank-payment experience and reduce the operational burden associated with handling physical cash.
Exact Transaction Amounts
ACH transactions can be processed for the actual purchase total, so there is no transaction rounding or cash change back to manage.
No Dedicated Hardware
Run the payment experience through a browser or tablet rather than requiring a dedicated payment terminal. PayRio can also help provide a tablet for qualifying dispensary setups when needed.
Fast Funding
PayRio ACH programs typically provide next-day funding, helping businesses move completed payments into operating cash flow quickly.
Month-to-Month Terms
Keep more flexibility with month-to-month program terms rather than being locked into a long-term processing commitment.
Dedicated Payment Support
PayRio provides payment support throughout the merchant lifecycle, from implementation and onboarding through ongoing transaction support.
Add Payment Redundancy Without Adding Dedicated Hardware
PayRio ACH can operate alongside Digital Debit+ and other available payment methods, giving cannabis businesses another way to accept payments without relying on a single processing channel.
A diversified payment stack can help merchants maintain more flexibility when customer preferences, operational needs, or payment availability change.
Keep Payment Activity in One Place
PayRio ACH gives merchants a centralized environment for reviewing payment activity and managing ACH transactions across their operation.
Visibility Across Your ACH Activity
Whether payments originate from an in-store QR code, an online order, a delivery transaction, or a payment link, merchants can maintain visibility into activity through the PayRio ACH platform.
Keep payment information organized in one place and access the merchant environment whenever you need to review transaction activity.
ACH Payment Questions From Cannabis Businesses
Answers to common questions from dispensaries, delivery operators, eCommerce merchants, and cannabis B2B businesses considering PayRio ACH.
Using PayRio ACH
What is PayRio ACH?
How can customers make a payment?
Do customers need a physical card?
Does PayRio ACH round transactions?
Can delivery businesses use PayRio ACH?
Funding & Setup
How quickly do ACH payments fund?
Do I need payment hardware?
Is there a long-term contract?
Add ACH to Your Cannabis Payment Strategy
Tell us how your business accepts payments today. Our team can help determine how PayRio ACH could fit into your dispensary, delivery, eCommerce, or B2B operation.