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E-COMMERCE PAYMENT TOOL

E-COMMERCE PAYMENT FEE CALCULATOR

Estimate your monthly e-commerce payment processing costs, including percentage-based fees, transaction fees, chargebacks, monthly platform expenses, and rolling reserves.

Your Current Processing Setup

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Enter the percentage your current processor charges on your processing volume.
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Include gateway fees, merchant account fees, PCI fees, platform fees, or other recurring processing expenses.
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%
Enter the percentage of processing volume your processor withholds as a rolling reserve. Reserve funds are shown separately and are not treated as a permanent processing expense.
ESTIMATED PAYMENT ECONOMICS

Your Monthly Snapshot

Estimated Monthly Processing Cost –
Average Ticket –
Percentage-Based Processing Fees –
Transaction Fees –
Estimated Chargeback Fees –
Effective Processing Rate –
Cost Per Transaction –
Estimated Annual Processing Cost –
Estimated Monthly Rolling Reserve Withheld –

A rolling reserve is generally withheld temporarily according to the processor’s reserve terms. It is shown separately and is not included in the processing cost above.

Total Estimated Monthly Cash Impact –

Includes estimated processing costs plus any rolling reserve withheld during the month.

Want PayRio to review your current processing rates?

Send your calculator results to our team and we’ll take a closer look at your current processing rate, transaction fees, chargeback expenses, monthly costs, and reserve structure.

This calculator is provided for general informational purposes only. Estimates are based solely on the information entered and do not constitute a processing quote, guarantee, approval, or offer of services. Pricing, transaction fees, reserves, chargeback fees, funding terms, merchant costs, and program availability may vary based on industry, merchant profile, processing history, underwriting requirements, transaction type, and other applicable factors. Rolling reserve funds may be subject to separate holding and release terms.